EU market penetration for key target groups

• Simon Schneider
  CEO
  Sygnum Europe

Europe is one of the home markets and a central pillar of its strategic growth plans. With the Crypto-Asset Service Provider (CASP) licence, under the EU Markets in Crypto-Assets Regulation (MiCAR) is set to significantly expand EU market penetration. The EU is one of the largest economies in one of the world’s leading regional digital asset markets.

Combined with a global banking platform — which integrates regulated banking infrastructure, innovative digital asset products and operational expertise from Switzerland, Singapore and the Middle East — the licence unlocks the next phase of European growth. It also expands the reach of deployment-ready Bank-to-Bank platform, enabling EU banks with faster time-to-market and enhanced flexibility when launching new digital asset services. 

As traditional and digital finance increasingly converge, trust will remain Europe’s most valuable currency. Direct access to the European market, powered by the global banking platform, will help bring the services to more clients across Europe.

Bank-grade access and yield for high-net-worth individuals (HNWI)

One Europe’s EU target segments is Europe’s eight-figure HNWI population, where demand for sophisticated digital asset exposure continues to grow. Via their integrated accounts they can transfer in fiat, digital assets and USDC and trade across a range of leading digital assets like Bitcoin, safeguarded in regulated, institutional-grade custody. Beyond these core services, HNWI’s can also access a range of innovative asset management products including the Sygnum Crypto Yield Fund.

Off-exchange custody for institutional investors

Protect, Sygnum’s off-exchange custody platform, will be offered to European institutional traders like hedge funds, asset managers and proprietary trading firms. It avoids the need to pre-fund trading venues by fully segregating trading and custody, reducing crypto exchange default risks. Holding client digital asset collateral off balance sheet in Sygnum’s bank-grade custody infrastructure gives institutional investors the additional peace of mind they need in fast-moving markets. 

Bank-to-Bank network accelerates EU bank crypto adoption

Unlike many newly MiCAR-licensed providers, Sygnum Europe combines its licence with the group’s proven global banking platform and deployment-ready Bank-to-Bank infrastructure. Most of Europe’s 5,000+ banks have yet to offer digital assets due to the cost, expertise and resources required to build and maintain the necessary infrastructure. By leveraging Sygnum’s experience, EU banks can reduce risk, time-to-market and capital requirements when launching regulated digital asset services. Sygnum enables digital asset services for more than a third of the Swiss population through 25+ partner banks, including PostFinance, and is on track to become one of Europe’s largest regulated digital asset Bank-to-Bank networks by client reach in 2027.